As a Director or Officer, you are in a unique position where employees depend on you for guidance and advice. You may also have shareholders that have certain expectations and generally rely on you to do the right thing at all times. The reality is, you’re human, and at some point in your career you’re likely to make a mistake.

All of these people have the power to sue you for a number of things (even things that are out of your control), so it’s important you are protected so you can operate with confidence on a daily basis. We will make sure your assets are protected against losses arising from claims of wrongful acts by yourself and your fellow directors/officers.

Who needs it

• All Directors of a corporation or business;

• All Officers of a corporation or business.

Covers that are typically included

• Representation costs where you are legally required to attend an investigation regarding the affairs of the corporation;

• Legal costs and expenses in the defence and investigation of a Directors and Officers claim;

• Any compensation required to be paid by the insured to dispose of a Directors and Officers claim.