Information Technology Liability (IT Liability) insurance protects you against legal liability occurring due to failure of your IT products, services or advice. As society’s reliance on technology increases, so does the risk of liability. We’ll make sure you’re covered in situations when issues arise with technology or the technology fails to meet your clients expectations.

IT is a packaged products, combining Professional Indemnity, Public Liability and Product Liability into one innovative solution. This is important because many claims slip through the cracks in situations where it is unclear where the claim should fall.

Who needs it

Consultants/workers who develop, manufacture, sell, licence or integrate any forms of IT related services, for example:

• Software developers,

• Telecommunication providers,

• Internet service providers,

• Web hosting service providers,

• IT maintenance and repair technicians.

Covers that are typically included

• Protection for when an IT product or service you provided fails,

• Cover in the event that something goes wrong based on advice you’ve provided on an IT service or product,

• Protection in the event that someone hacks into your IT systems and destroys or steals information.